With an impressive cashback program, no annual fee, and access to exclusive perks, this card combines the benefits of a rewards credit card with the control and accessibility of a secured card. Whether you’re dining out, streaming entertainment, or filling up your tank, this card ensures every purchase works toward your financial goals.
Designed for those starting their credit journey or looking to repair their credit, the U.S. Bank Altitude Go Secured Credit Card offers unmatched value and flexibility. From earning rewards on everyday spending to enjoying powerful credit-building features, it’s the perfect tool for responsible financial growth and seamless rewards.
Benefits of the U.S. Bank Altitude Go Secured Credit Card
Earn Up to 4% Cash Back: Earn 4% cashback on dining and takeout, including restaurants, fast food, and food delivery services. It’s one of the highest cashback rates for secured cards, rewarding you for enjoying your favorite meals.
2% Cash Back on Groceries and Gas Stations: Save big on essential purchases like groceries and fuel with 2% cashback. Perfect for everyday spending, this benefit ensures value for your essential needs.
1% Cash Back on All Other Purchases: No matter where you shop, earn 1% cashback on all other purchases. From clothing to tech gadgets, every dollar spent adds to your rewards.
Build Credit Responsibly: The card reports your payment activity to all three major credit bureaus—Experian, Equifax, and TransUnion—helping you establish or improve your credit score over time.
No Annual Fee: Keep more of your money with no annual fee, making this card an affordable choice for credit building and rewards earning.
Stream Your Rewards: Earn rewards for your subscriptions with 2% cashback on streaming services like Netflix, Spotify, and Hulu. Get rewarded for your entertainment needs while building credit.
Flexible Security Deposit: Start with a security deposit as low as $300 or as high as $5,000, which determines your credit limit. This flexibility ensures the card suits your financial needs and goals.
No Foreign Transaction Fees: Use your card internationally without incurring foreign transaction fees, making it an ideal choice for travelers or online international shopping.
Automatic Payment Alerts: Stay on track with payment reminders and alerts, ensuring you never miss a due date and maintain a positive payment history.
Contactless Payments: Enjoy faster, secure transactions with tap-to-pay functionality, simplifying your in-store purchases.
Mobile Wallet Compatibility: Link your card to mobile wallets like Apple Pay, Google Pay, or Samsung Pay for convenient and secure digital transactions.
Redeem Rewards Flexibly: Redeem your cashback rewards for statement credits, deposits into your U.S. Bank account, or direct cash, giving you the freedom to use your rewards your way. Your rewards never expire, ensuring you can save them for larger redemptions if desired.
Who Can Apply?
Eligibility criteria for the U.S. Bank Altitude Go Secured Credit Card:
- Age: Must be at least 18 years old.
- Residency: Must be a U.S. resident with a valid Social Security Number or ITIN.
- Security Deposit: Provide a refundable deposit of $300 to $5,000 to secure your credit line.
- Credit History: Suitable for individuals with no or limited credit history or those repairing their credit.
- Bank Account: A U.S. Bank account is recommended for easier deposits and redemptions.
How to Apply
- Visit U.S. Bank’s Website: Navigate to the Altitude Go Secured Credit Card page.
- Complete the Application: Provide personal, financial, and contact details.
- Submit a Security Deposit: Fund your secured credit line with a deposit between $300 and $5,000.
- Upload Required Documents: Provide identification and income verification if requested.
- Receive Your Card: Upon approval, your card will be mailed to you.
Frequently Asked Questions
What is the security deposit for?
The deposit secures your credit line and acts as collateral. It’s fully refundable when you close your account in good standing.
What happens if I miss a payment?
Missing a payment may impact your credit score and incur late fees. Set up automatic payments or alerts to avoid this.
Can I upgrade to an unsecured card?
With responsible use, you may qualify for an upgrade to an unsecured U.S. Bank credit card.
What happens if I close my account?
Your security deposit will be refunded, minus any outstanding balances.
