How to Apply for the TAP Miles&Go Credit Card: A Complete Guide to Approval, Benefits, and More

Discover everything you need to know before applying — eligibility criteria, step-by-step instructions, FAQs, and tips to get the most out of your TAP card experience.

The TAP Miles&Go American Express Credit Card is a great tool for frequent travelers and Portugal-bound flyers. But before you hit “Apply,” it’s crucial to know what the issuer is looking for — and how to put yourself in the best position for approval.

Eligibility Criteria and Tips to Improve Approval Odds

To apply, you’ll need to meet the following basic requirements:

• Be at least 18 years old (or 21 in some jurisdictions)
• Hold a valid Social Security Number
• Provide a verifiable income source
• Have a fair to good credit score (typically 640+)
• Maintain a U.S.-based address and bank account

Here are some ways to increase your approval chances:

• Reduce your current credit utilization (aim for below 30%)
• Avoid applying for multiple credit cards within 30 days
• Correct any errors on your credit report before applying
• Ensure consistent income and no recent missed payments
• Use pre-qualification tools if available

Step-by-Step: How to Apply

1. Visit the Official TAP Miles&Go Card Page
   Go to the TAP Miles&Go American Express offer page and click “Apply Now.”
2. Enter Personal Information
   Provide your full legal name, home address, Social Security number, phone number, and email address.
3. Add Financial Details
   List your annual income, employer (if applicable), and housing expenses such as monthly rent or mortgage payments.
4. Review Terms and Disclosures
   Carefully read the interest rates, annual fee ($79), and other key disclosures before proceeding.
5. Submit Application
   Click “Submit” and wait for an instant decision — in most cases, you’ll receive an answer in less than 60 seconds. If additional review is needed, expect a response within 1–2 business days.
6. Receive and Activate Your Card
   If approved, the card will arrive by mail within 7 to 10 business days. You can activate it online or through the Amex app.

Frequently Asked Questions (FAQ)

1. Do I need excellent credit to get this card?
No, the TAP Miles&Go Card typically approves applicants with fair to good credit, generally 640 and above.

2. Is there a foreign transaction fee?
No. This card is ideal for international travelers as it charges zero foreign transaction fees.

3. Can I use this card outside of TAP Air Portugal?
Absolutely. It’s a regular Amex credit card, accepted anywhere American Express is, and earns rewards on a range of purchases.

4. How long does it take to get approved?
Most users receive a near-instant decision. In rare cases, a manual review may take up to 2 business days.

5. Do miles expire?
Yes, TAP Miles&Go miles typically expire after 3 years of inactivity. Using the card regularly or booking a trip resets the clock.

6. Is there a minimum spend for the welcome bonus?
Yes, the full 60,000 miles bonus is usually awarded after meeting a spending threshold in the first 3 months (e.g., $1,000+). Always check the current offer details.

7. Can I upgrade or downgrade the card?
Currently, there’s only one version of the TAP Miles&Go Amex Card, so upgrades are not available.

Conclusion: A Smart Move for TAP Flyers

The TAP Miles&Go American Express Credit Card is more than just a travel rewards card — it’s a targeted solution for TAP Air Portugal travelers seeking to earn miles quickly and access perks like elite status and waived fees. Its modest annual fee, high earning rates on TAP purchases, and Amex protections make it a well-rounded option for those who fly transatlantic routes regularly.

While the card may not suit casual flyers or those looking for a wide-ranging travel portal, it absolutely shines for loyalists. Combined with the airline’s generous redemption structure and the ease of earning, this card can unlock real travel value.

Want to turn your everyday purchases into international adventures? Apply today and start earning miles on every dollar you spend.