The U.S. Bank Altitude Go Secured Visa

Earn up to 4x points on dining and everyday spending while building credit—no annual fee and rewards from day one.

Credit Card

U.S. Bank Altitude Go Secured

4X Points No annual Fee

SEE HOW TO APPLY

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The U.S. Bank Altitude Go Secured Visa Credit Card is designed for people who want to build or rebuild credit without sacrificing the ability to earn rewards. As a secured card, it requires a refundable security deposit but offers valuable benefits—including a rewards program and no annual fee—that are uncommon in this category.

This makes it one of the most attractive secured credit cards on the market, especially for users looking to transition to unsecured cards in the future.

Top benefits of the Altitude Go Secured:

• 4X Points on Dining – Earn 4X points on dining, including takeout and food delivery services.
• 2X Points on Essentials – Get 2X points at grocery stores, gas stations, and on select streaming services.
• 1X Point on Everything Else – Earn 1X point per dollar on all other purchases.
• No Annual Fee – Enjoy all the rewards with no yearly cost.
• No Foreign Transaction Fees – Use your card abroad without extra charges.
• Free Cell Phone Protection – Get coverage when you pay your monthly phone bill with the card.
• Build Credit While Earning Rewards – Strengthen your credit profile and earn points at the same time.
• Reports to All Three Bureaus – Your payment history is reported to TransUnion, Equifax, and Experian to help build your credit.

Comparison Table – Altitude Go Secured vs. Other Secured Cards

Unlike most secured cards that offer little to no benefits, Altitude Go Secured rewards users from the start and includes perks like cell phone protection—features more commonly found in premium unsecured cards.

Is it really worth it?

Absolutely. The U.S. Bank Altitude Go Secured is a top-tier option for credit builders who also want to maximize rewards. With up to 4x points on dining and no annual fee, you’re essentially getting the same perks as a mid-level rewards card while building your credit profile.

It’s an excellent choice for:

• First-time credit card users
• Those recovering from financial setbacks
• People who want to earn points without high fees
• Frequent diners and streamers

Even better, you can eventually graduate to the unsecured version of the Altitude Go card and continue earning points—without the security deposit.

Want to know how to apply and what you need to qualify? Get the full guide on the next page.