U.S. Bank Visa Platinum Credit Card: Financial Flexibility and Savings!

The U.S. Bank Visa Platinum Credit Card is designed to give you unparalleled financial flexibility and peace of mind.

 Offering one of the longest introductory 0% APR periods for both purchases and balance transfers, this card helps you manage your expenses and reduce debt with ease. Whether you’re planning a big purchase, consolidating debt, or simply looking for a reliable credit card with no annual fee, the U.S. Bank Visa Platinum Credit Card delivers unmatched value.

With added perks like robust fraud protection, mobile wallet compatibility, and easy account management, this card is built to simplify your financial life. It’s not just a credit card—it’s a smart tool to help you achieve your financial goals with confidence and security.

Credit Card

U.S. Bank Visa Platinum Credit Card

0% Intro APR No annual fee

APPLY NOW You will be redirected

Benefits of the U.S. Bank Visa Platinum Credit Card

0% Introductory APR for 18 Billing Cycles: Enjoy 0% APR on both purchases and balance transfers for the first 18 billing cycles. This gives you the breathing room to pay off debt or fund major expenses without worrying about interest.

No Annual Fee: Keep your costs low with no annual fee, making this card a cost-effective choice for everyday use and financial planning.

Flexible Payment Options: Choose from various repayment plans to suit your financial situation, whether it’s paying the full balance or making monthly minimum payments.

Cell Phone Protection: Pay your cell phone bill with the card and enjoy coverage for stolen or damaged devices, giving you added peace of mind.

Fraud Protection and Zero Liability: Stay secure with Visa’s Zero Liability policy, ensuring you’re not held responsible for unauthorized charges.

Contactless Payment Technology: Enjoy the convenience of tap-to-pay transactions with your U.S. Bank Visa Platinum Credit Card. Whether you’re grabbing a quick coffee or checking out at the grocery store, simply tap your card on the terminal to make secure, hassle-free purchases in seconds.

Access to Your Credit Score: Keep an eye on your financial well-being with free access to your credit score through U.S. Bank’s online banking platform. This feature makes it easier to track your progress, spot potential issues early, and take steps to maintain or improve your credit health over time.

Balance Transfer Option: Transfer high-interest balances to this card and pay them off with 0% APR during the introductory period, saving you money on interest.

Easy Account Management: Manage your account on the go with U.S. Bank’s user-friendly mobile app, which allows you to track spending, make payments, and set up alerts.

Customizable Alerts: Stay in control with personalized notifications for payment due dates, transaction updates, and account activity.

Extended Warranty Protection: Get additional warranty coverage on eligible purchases, extending the manufacturer’s warranty for extra security.

Worldwide Acceptance: Use your card at millions of locations globally, wherever Visa is accepted, ensuring convenience no matter where you are.

Who Can Apply?

Eligibility criteria for the U.S. Bank Visa Platinum Credit Card:

1. Age: Must be at least 18 years old.
2. Residency: Must be a U.S. resident with a valid Social Security Number or ITIN.
3. Credit History: A good to excellent credit score improves your approval chances.
4. Income: Demonstrate sufficient income to meet repayment obligations.
5. Documentation: Provide proof of identity, income, and address during the application process.

How to Apply

1. Visit U.S. Bank’s Website: Navigate to the U.S. Bank Visa Platinum Credit Card page.
2. Check Prequalification: Use the prequalification tool to see if you qualify without affecting your credit score.
3. Complete the Application: Fill out your personal and financial information.
4. Submit Required Documents: Upload any necessary identification and income documentation.
5. Receive Approval: Once approved, your card will be mailed to you.

Frequently Asked Questions

What is the APR after the introductory period?

After the 0% APR period ends, a variable APR based on your creditworthiness will apply. Check the card’s terms for current rates.

Is there a rewards program?

No, this card focuses on financial flexibility rather than offering traditional rewards.

What happens if I close my account before the 0% APR period ends?

Any remaining balance will still accrue interest at the standard rate if not paid off.

Can I set up alerts for my account?

Yes, customizable alerts can notify you of due dates, transactions, and account activity.

Credit Card

U.S. Bank Visa Platinum Credit Card

0% Intro APR No annual fee

APPLY NOW You will be redirected