U.S. Bank Cash+® Visa Signature® Card: Unlimited Customization, Unlimited Rewards!

The U.S. Bank Cash+® Visa Signature® Card is your ultimate financial tool for earning cash back tailored to your lifestyle.

Person paying using nfc technology
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With the ability to choose your own 5% and 2% cash back categories, this card lets you maximize rewards where you spend the most. Whether it’s dining, travel, streaming services, or everyday expenses, the U.S. Bank Cash+® Card adapts to your unique needs, putting you in control of your earnings.

Packed with incredible perks like no annual fee, bonus cash back opportunities, and robust security features, this card makes every purchase rewarding. It’s not just a credit card; it’s a customizable rewards machine that works for you. Get ready to earn cash back your way and make the most out of every dollar you spend.

Credit Card
U.S. Bank Cash+ Visa Signature
No annual fee 0% Intro APR
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Benefits of the U.S. Bank Cash+® Visa Signature® Card

Customizable 5% Cash Back Categories: Choose two categories each quarter to earn 5% cash back on your first $2,000 in combined eligible purchases. Categories include streaming services, home utilities, and more, letting you maximize rewards in areas that matter most to you.

2% Cash Back on Everyday Categories: Earn 2% unlimited cash back on your choice of everyday categories, such as groceries, dining, or gas. This ensures consistent rewards on your regular spending.

Unlimited 1% Cash Back on All Other Purchases: Earn 1% cash back on all other purchases with no caps or restrictions, so every swipe adds to your rewards.

$200 Bonus After Spending $1,000: Earn a $200 welcome bonus after spending $1,000 in eligible purchases within the first 120 days, giving you a head start on your rewards journey.

No Annual Fee: Keep your rewards intact with no annual fee, making it easy to enjoy the card’s benefits without extra costs.

Contactless Payments for Convenience: Make quick and secure transactions with contactless payment technology, simplifying your everyday purchases.

Visa Signature Perks: Enjoy exclusive Visa Signature benefits, including access to luxury travel deals, special event access, and 24/7 concierge services.

Robust Security Features: Stay protected with zero fraud liability, advanced fraud detection, and real-time alerts for unauthorized transactions.

Customizable Alerts and Spending Controls: Set up real-time notifications and spending limits to monitor and manage your account effectively.

Cell Phone Protection: Pay your monthly cell phone bill with your card and enjoy coverage for damage or theft, adding value to your purchases.

No Foreign Transaction Fees: Travel worry-free with no foreign transaction fees, saving you money on international purchases.

Easy Redemption Options: Redeem your cash back as a statement credit, direct deposit, or towards gift cards, giving you the flexibility to use your rewards as you see fit. Rewards never expire as long as your account remains open, giving you the freedom to redeem them when it’s convenient for you.

Who Can Apply?

Eligibility criteria for the U.S. Bank Cash+® Visa Signature® Card:

  1. Age: Must be at least 18 years old.
  2. Residency: Must be a U.S. resident with a valid Social Security Number or ITIN.
  3. Credit History: A good to excellent credit score (typically 670 or higher) increases your approval chances.
  4. Income: Sufficient income to meet repayment obligations.
  5. Documentation: Provide proof of identity, income, and address during the application process.

How to Apply

  1. Visit U.S. Bank’s Website: Navigate to the U.S. Bank Cash+® Visa Signature® Card page.
  2. Prequalify: Use the prequalification tool to check eligibility without impacting your credit score.
  3. Complete the Application: Fill out the online application with your personal and financial details.
  4. Submit Required Documents: Upload any additional identification or income documentation.
  5. Await Approval: Once approved, your card will be mailed to you.

Frequently Asked Questions

Can I use the card internationally?

Yes, and there are no foreign transaction fees for international purchases.

Does the card include cell phone protection?

Yes, pay your monthly cell phone bill with the card to receive coverage for damage or theft.

Are there Visa Signature benefits?

Yes, the card includes Visa Signature perks such as concierge services, luxury travel deals, and special event access.

What happens if I miss a payment?

Missing a payment may result in late fees and could impact your credit score. Setting up alerts can help you avoid this.

Credit Card
U.S. Bank Cash+ Visa Signature
No annual fee 0% Intro APR
APPLY NOW You will be redirected

Written By

Jason holds an MBA in Finance and specializes in personal finance and financial planning. With over 10 years of experience as a consultant in the field, he excels at making complex financial topics understandable, helping readers make informed decisions about investments and household budgets.