The GM Business Card is a powerhouse credit card designed specifically for business owners who want to maximize their purchasing power while earning substantial rewards on everyday expenses. Whether you’re managing a fleet, upgrading your company vehicle, or making routine business purchases, this card ensures you get unmatched cashback and exclusive perks that contribute to your bottom line. With no annual fee and no earning caps, you can maximize rewards without limits, making it an ideal financial tool for businesses of all sizes.
From 5% earnings on GM dealership purchases to 3% cashback on business essentials, this card provides incredible value for those who invest in their business and vehicles. Plus, with flexible redemption options for GM purchases and statement credits, the GM Business Card is built to drive your success forward while keeping your expenses under control.
Benefits of the GM Business Card
1. Unlimited 5% Earnings on GM Dealership Purchases
Enjoy 5% earnings on GM parts, accessories, service, and dealership purchases, ensuring that every dollar spent on maintaining or upgrading your business vehicles works in your favor. Whether you’re purchasing new parts or paying for servicing, these rewards help offset future costs significantly.
2. 3% Earnings on Business Expenses
Earn 3% back on every purchase made at gas stations, restaurants, and office supply stores, helping you maximize rewards on essential spending while keeping your business or daily expenses rewarding!
3. No Annual Fee
Maximize your rewards without worrying about extra costs! The GM Business Card comes with no annual fee, ensuring that your benefits remain pure profit while you continue to grow your rewards balance.
4. No Cap on Earnings
Unlike many business credit cards, the GM Business Card™ does not limit your earnings—there’s no maximum on how much you can earn, allowing businesses of all sizes to capitalize on unlimited rewards.
5. Flexible Redemption Options
Your earned points can be redeemed toward GM purchases such as new Chevrolet, Buick, GMC, or Cadillac vehicles, service, parts, or accessories. You also have the flexibility to redeem rewards as statement credits if vehicle purchases aren’t on your immediate radar.
6. 0% Introductory APR Offer
Take advantage of an introductory 0% APR on purchases for a specified period, allowing you to finance business investments without worrying about immediate interest charges.
7. Customizable Employee Cards
Issue employee cards with spending limits to streamline business expenses and maximize rewards without losing control over company finances. Every employee purchase contributes to your rewards balance!
8. Advanced Security & Fraud Protection
Keep your business finances safe with real-time fraud monitoring, zero liability protection, and advanced encryption technology to prevent unauthorized transactions and protect sensitive data.
9. Visa Business Benefits
As a Visa Business cardholder, you get specialized business perks such as discounts on business software, travel services, and exclusive partner offers, helping you save on essential business expenses.
10. Exclusive GM Financing & Purchase Offers
Get access to special GM financing options, vehicle discounts, and priority deals on Chevrolet, Buick, GMC, and Cadillac vehicles, giving your business a competitive edge when purchasing or leasing vehicles.
11. Seamless Online Account Management
Monitor transactions, set spending limits, redeem rewards, and pay bills through Marcus by Goldman Sachs’ easy-to-use online platform, ensuring you stay in control of your business finances anytime, anywhere.
12. Travel & Roadside Assistance Perks
Enjoy Visa’s business travel benefits, including car rental collision insurance, roadside assistance, and emergency travel support, making this card an excellent companion for business owners on the go.
Who Can Apply?
Eligibility criteria for the GM Business Card:
- Must own or operate a business (sole proprietors, LLCs, corporations, and other business entities are eligible).
- Good to excellent credit score recommended for approval.
- U.S. residency required to apply.
- Valid Tax ID or EIN (or Social Security Number for sole proprietors).
- Minimum business revenue may be required (dependent on issuer criteria).
How to Apply
- Visit the GM Business Card website and navigate to the application page.
- Fill out the online application, entering business details, revenue, and personal identification.
- Submit required documents, such as proof of business ownership and tax identification details.
- Review terms and conditions before finalizing your application.
- Submit the application and await approval (typically processed quickly).
Frequently Asked Questions
What businesses qualify for this card?
Most registered businesses, including sole proprietors, LLCs, and corporations, can apply.
Can I get additional employee cards?
Yes, you can issue free employee cards with customizable spending limits.
What happens if I cancel my card?
If you cancel, you may lose any unused rewards, so it’s best to redeem them first.
How do I track my rewards balance?
Log into your Marcus by Goldman Sachs account to view and redeem rewards.
