The Choice Privileges Mastercard is designed for travelers who want to turn everyday spending into incredible rewards, including free nights at thousands of Choice Hotels worldwide. Plus, with bonus points on dining, gas, and daily purchases, your rewards add up faster than ever.
With no annual fee, automatic Gold Elite Status, and valuable travel benefits, this card provides a seamless and rewarding experience from the moment you apply. From hotel discounts to flexible point redemptions, the Choice Privileges Mastercard is a must-have for anyone who loves to travel while maximizing savings and perks.
Benefits of the Choice Privileges Mastercard
1. Earn a Huge Welcome Bonus
Start your journey with 40,000 bonus points when you spend $1,000 in the first 90 days—enough for up to 5 free nights at Choice Hotels, making it one of the most generous sign-up offers for travel lovers.
2. Earn Up to 5X Points on Everyday Purchases
With 5X points per $1 spent at Choice Hotels, 3X points on dining, gas, and home improvement stores, and 1X on all other purchases, you’ll earn rewards quickly on both travel and daily spending.
3. Automatic Gold Elite Status
Enjoy Gold Elite Status just for being a cardholder, which includes exclusive perks like early check-in, late check-out, and extra bonus points on stays at Choice Hotels.
4. No Annual Fee
Unlike many travel credit cards, the Choice Privileges Mastercard has no annual fee, allowing you to keep all your rewards without paying extra costs.
5. Get Free Nights Faster
Choice Hotels has one of the most affordable award night programs, with free nights starting as low as 8,000 points, meaning you can redeem stays sooner than with other hotel programs.
6. Points Never Expire
As long as your account remains open and in good standing, your Choice Privileges points never expire, ensuring you can save up for a big vacation without losing any rewards.
7. 24/7 Fraud Protection & Zero Liability
Shop with confidence knowing you’re protected with zero liability fraud protection, ensuring that unauthorized transactions won’t leave you liable.
8. Redeem Points for More Than Just Hotels
Use your points not only for free nights at over 7,000 Choice Hotels worldwide but also for gift cards, airline miles, and statement credits, giving you ultimate flexibility.
9. No Foreign Transaction Fees
Travel internationally without worrying about extra fees on purchases made abroad, making this card ideal for frequent travelers.
10. Exclusive Mastercard Benefits
Enjoy Mastercard World Elite benefits, including travel insurance, purchase protection, and concierge services that add convenience and peace of mind.
11. Easy Mobile Wallet Integration
Seamlessly link your card to Apple Pay, Google Pay, and Samsung Pay for secure and contactless transactions at millions of locations.
Shop with confidence knowing you’re protected with zero liability fraud protection, ensuring that unauthorized transactions won’t leave you liable.
Who Can Apply?
To qualify for the Choice Privileges Mastercard, you must meet the following criteria:
- Age Requirement: Must be at least 18 years old.
- Residency: Must be a U.S. citizen or permanent resident.
- Credit Score: A good to excellent credit score (typically 670+) is recommended for approval.
- Income Requirements: You must have a stable income that meets the issuer’s lending criteria.
- Wells Fargo Customer Standing: If you’re an existing Wells Fargo customer, your account must be in good standing.
How to Apply
- Visit the Wells Fargo Website: Navigate to the Choice Privileges® Mastercard® application page.
- Click “Apply Now”: Begin the online application process.
- Enter Personal Information: Provide details such as your name, address, income, and Social Security number.
- Review Terms & Conditions: Read through the card’s APR, fees, and reward program details.
- Submit Your Application: Once submitted, you may receive instant approval or a decision within a few business days.
- Activate Your Card & Start Earning: Upon approval, activate your card and start earning points on your first purchase.
Frequently Asked Questions
How many points do I need for a free night?
Free nights start at 8,000 points, with higher-tier hotels requiring more points.
Is this card good for international travel?
Yes! The card has no foreign transaction fees, making it perfect for global travelers.
How can I check my rewards balance?
You can check your points balance through Wells Fargo Online Banking or the Choice Hotels website/app.
Can I add an authorized user?
Yes, you can add authorized users to your account, allowing them to earn rewards on their purchases.