With a robust rewards program, generous introductory offers, and tailored benefits, this card helps you turn every business expense into an opportunity to save and earn. Whether it’s office supplies, travel, or utility bills, your everyday transactions drive valuable rewards for your business.
Designed with businesses in mind, the Chase Ink Business Credit Card offers flexible redemption options, seamless expense tracking, and access to exclusive benefits like employee cards and travel perks. With this card, managing your business expenses has never been easier—or more rewarding. Take control of your finances and unlock a world of possibilities for your growing enterprise.
Benefits of the Chase Ink Business Credit Card
Generous Welcome Bonus: Receive a substantial welcome bonus of points or cashback after meeting the minimum spending requirement in the first few months. This initial boost provides immediate value, helping you invest back into your business.
Reward Points on Business Expenses: Earn elevated rewards on essential business categories like travel, office supplies, internet, phone services, and more. With higher earning rates on key spending areas, your everyday expenses contribute significantly to your rewards.
Unlimited Cashback on Other Purchases: Enjoy unlimited cashback on all other transactions, ensuring every dollar spent benefits your bottom line. This feature is perfect for businesses with diverse spending needs.
No Annual Fee (on Select Cards): Some Chase Ink Business cards come with no annual fee, allowing you to maximize rewards without additional costs. This makes it a cost-effective solution for budget-conscious businesses.
Employee Cards at No Extra Cost: Add employee cards to your account for free, enabling your team to make purchases while you retain full control over spending. This streamlines expense management and increases rewards potential.
Flexible Redemption Options: Redeem points or cashback for travel, gift cards, statement credits, or even direct deposits. The flexibility ensures your rewards align perfectly with your business goals.
Expense Management Tools: Access robust tools for tracking and managing expenses, simplifying bookkeeping and tax preparation. This feature is invaluable for businesses looking to save time and reduce administrative overhead.
Travel Benefits: Enjoy travel perks like trip cancellation insurance, auto rental collision damage waiver, and no foreign transaction fees. These benefits enhance your business trips while saving you money.
Purchase Protection: Get coverage for new purchases against damage or theft within a specified period, adding peace of mind to your business investments.
Extended Warranty Protection: Receive additional warranty coverage on eligible purchases, ensuring your equipment and supplies last longer. This benefit protects your business assets without extra costs.
24/7 Customer Support: Access round-the-clock support for any card-related queries or emergencies. Chase’s dedicated team ensures your business operations remain uninterrupted.
Zero Liability Protection: Stay protected against unauthorized transactions with Chase’s zero-liability policy, keeping your business finances secure.
Who Can Apply?
Eligibility criteria for the Chase Ink Business Credit Card:
- Business Type: Open to sole proprietors, LLCs, corporations, and partnerships. Even freelancers and side hustlers can qualify.
- Age: Applicants must be at least 18 years old.
- Credit Score: A good to excellent credit score improves your chances of approval.
- Residency: Applicants must be U.S. residents.
- Documentation: Provide an EIN or Social Security Number, along with proof of income and business details.
How to Apply
- Visit the Chase Website: Navigate to the Ink Business Credit Card page.
- Select Your Card: Choose the Chase Ink Business card that best suits your needs.
- Complete the Application Form: Provide your personal and business information.
- Submit Required Documents: Upload documentation like proof of income, EIN, or SSN for verification.
- Wait for Approval: Chase will review your application and notify you of their decision.
Frequently Asked Questions
Can I get employee cards?
Yes, employee cards are available at no extra cost, and their spending contributes to your rewards balance.
How do I track my expenses?
Use Chase’s online platform or mobile app to monitor transactions, categorize spending, and download statements.
Can I use the card internationally?
Yes, the card is accepted worldwide, and there are no foreign transaction fees.
Can freelancers or side hustlers apply?
Yes, even small-scale business owners like freelancers can qualify for this card.
