If you love earning cash back on everyday purchases, the Blue Cash Preferred Card from American Express is a game-changer. With an industry-leading 6% cash back at U.S. supermarkets, 6% cash back on select U.S. streaming subscriptions, and generous rewards on transit and gas, this card is designed to put money back in your pocket. Whether you’re shopping for weekly groceries, commuting to work, or binge-watching your favorite shows, this card ensures that your spending is as rewarding as possible.
Beyond the impressive cash-back structure, the Blue Cash Preferred Card offers premium benefits like a welcome bonus, introductory 0% APR on purchases, and contactless payment convenience. Plus, with no foreign transaction fees and American Express’s world-class customer service, you’ll enjoy a seamless and rewarding experience every time you use your card.
Benefits of the Blue Cash Preferred Card
1. Industry-Leading 6% Cash Back at U.S. Supermarkets
Get 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), making it one of the most rewarding grocery shopping cards available. Whether you’re stocking up on essentials or preparing for a feast, your everyday food purchases become an opportunity to save big!
2. 6% Cash Back on Select U.S. Streaming Subscriptions
Love streaming? Earn 6% cash back on eligible U.S. streaming services like Netflix, Hulu, Disney+, and Spotify. Whether you’re catching up on your favorite shows, listening to music, or watching live sports, you get rewarded for your entertainment habits.
3. 3% Cash Back on Transit
Commuters, rejoice! Earn 3% cash back on transit expenses, including rideshares, buses, trains, taxis, tolls, and parking. Whether you’re commuting daily or traveling occasionally, your trips just got more rewarding.
4. 3% Cash Back at U.S. Gas Stations
Fuel up and earn 3% cash back at U.S. gas stations, ensuring that every mile you drive puts money back in your wallet. This benefit is perfect for road trips, daily commutes, or any time you hit the road.
5. 1% Cash Back on Everything Else
No matter where you shop, earn 1% cash back on all other purchases, ensuring that every transaction contributes to your rewards.
6. Generous Welcome Bonus
Earn a substantial welcome offer after meeting the minimum spending requirement within the first few months of card membership. This bonus gives you an immediate cash-back boost to start saving right away!
7. 0% Introductory APR on Purchases
Enjoy a 0% intro APR on purchases for the first 12 months, helping you finance large purchases or manage your budget more effectively without paying interest. After that, a variable APR applies.
8. No Foreign Transaction Fees
Travel with confidence, knowing that your Blue Cash Preferred Card has no foreign transaction fees, making it an excellent companion for international purchases.
9. Contactless Payment Convenience
Tap and pay with ease using contactless payment technology, ensuring secure and speedy transactions wherever contactless terminals are available.
10. Purchase Protection & Extended Warranty
Enjoy peace of mind with purchase protection against theft and accidental damage, plus extended warranty coverage on eligible purchases.
11. American Express Offers & Experiences
Unlock exclusive Amex Offers for discounts and deals at popular brands, plus access to special events, dining experiences, and entertainment perks.
12. 24/7 Customer Service & Fraud Protection
With 24/7 customer service and fraud protection, you can shop confidently, knowing that American Express has your back in case of unauthorized transactions or disputes.
Who Can Apply?
To be eligible for the Blue Cash Preferred® Card, applicants must:
- Be at least 18 years old (or the legal age in your state).
- Be a U.S. resident with a valid Social Security Number or ITIN.
- Have a fair to excellent credit score (recommended 670+).
- Provide proof of income that meets American Express’s requirements.
- Not currently have the Blue Cash Preferred® Card (existing cardholders are ineligible for the welcome bonus).
How to Apply
- Visit the American Express Website and navigate to the Blue Cash Preferred® Card page.
- Click “Apply Now” to start your application.
- Enter Your Personal Information including name, address, date of birth, and Social Security Number.
- Provide Your Financial Details such as income and employment status.
- Review and Submit your application.
- Receive a Decision – Some applicants get an instant decision, while others may receive a response via email.
Frequently Asked Questions
What is the annual fee for the Blue Cash Preferred Card?
There is an annual fee of $0 for the first year, then $95 per year after that.
Can I use this card for business expenses?
It is a personal credit card, but it can be used for occasional business purchases.
How long does it take to get approved?
Some applicants receive instant approval, while others may take a few days.
How do I check my rewards balance?
You can track your cash-back balance through the Amex mobile app or online portal.
