Imagine a credit card that rewards you for paying rent—without any fees! The Bilt Rewards Credit Card is revolutionizing how renters earn points, turning one of life’s biggest expenses into a valuable rewards opportunity. Whether you live in an apartment, condo, or rental home, you can now earn points on rent, travel, dining, and everyday purchases—all while enjoying premium benefits like travel perks, insurance coverage, and exclusive partner rewards.
With no annual fee and the ability to redeem points for travel, fitness memberships, or even towards a future home down payment, the Bilt Rewards Credit Card is perfect for those looking to maximize their financial potential. Whether you’re a renter planning for the future, a frequent traveler, or someone who loves to dine out, this card ensures that every transaction works in your favor.
Benefits of the Bilt Rewards Credit Card
1. Earn Rewards on Rent Payments with No Fees
For the first time, renters can earn points when paying rent without any transaction fees. Bilt works with any landlord, allowing you to maximize rewards on one of your biggest expenses, something unheard of with other credit cards.
2. No Annual Fee
Enjoy all the premium benefits and rewards of the Bilt Rewards Credit Card without paying an annual fee. More rewards, more perks, and more savings—all at no cost to you.
3. 3X Points on Dining
Love eating out or ordering in? Earn 3X points per dollar on dining purchases, whether it’s a casual meal with friends, a fine dining experience, or takeout from your favorite restaurant.
4. 2X Points on Travel
Earn 2X points on travel purchases, including flights, hotels, car rentals, and more. Whether you’re a frequent flyer or an occasional traveler, every trip now earns valuable rewards.
5. 1X Points on All Other Purchases
No matter where you shop or what you buy, earn 1X points on every dollar spent. From groceries to streaming subscriptions, every purchase helps you accumulate rewards.
6. Bonus Rent Day Rewards
On the first of every month, Bilt boosts your earning power with exclusive Rent Day promotions, offering double points, travel perks, and other special offers to make your rewards even more valuable.
7. No Foreign Transaction Fees
Travel with confidence! Use your Bilt Rewards Credit Card worldwide without worrying about foreign transaction fees, making it a perfect travel companion.
8. BiltProtect™ for Responsible Spending
Avoid carrying a balance with BiltProtect, which ensures that rent payments made via the card are withdrawn directly from your linked bank account, keeping you from accumulating unnecessary debt.
9. Trip Protections & Travel Insurance
Enjoy trip cancellation protection, trip delay reimbursement, and travel accident insurance, ensuring that you’re covered when unexpected disruptions occur during your travels.
10. Cell Phone Protection
When you pay your monthly phone bill with your Bilt Rewards Credit Card, you get coverage for theft and damage—saving you money on expensive repairs or replacements.
11. World Elite Mastercard Benefits
Unlock exclusive Mastercard World Elite perks, including concierge services, access to special travel experiences, luxury hotel upgrades, and airport lounge access discounts.
12. Pathway to Homeownership
Bilt points can be redeemed for a future home down payment, meaning that every rent payment helps you work towards homeownership!
Who Can Apply?
Eligibility criteria for the Bilt Rewards Credit Card:
- Age: Must be at least 18 years old.
- Residency: Must be a U.S. resident.
- Credit Score: A good credit score (typically 670+) is recommended for approval.
- Income: Must meet issuer’s income requirements.
- Bank Account: A linked bank account is recommended for BiltProtect to avoid carrying a balance on rent payments.
How to Apply
- Visit the Bilt Rewards Website: Navigate to the Bilt Rewards Credit Card page.
- Click “Apply Now”: Begin your application online.
- Enter Personal Details: Provide your name, address, and contact information.
- Submit Financial Information: Enter income details and employment status.
- Review & Submit: Double-check your details and submit the application.
- Await Approval: Receive a decision, and if approved, activate your card to start earning rewards.
Frequently Asked Questions
Do landlords need to accept credit cards?
No! Bilt can send rent payments directly to your landlord, even if they don’t accept credit cards.
Does paying rent count as a cash advance?
No, rent payments through Bilt are processed as regular transactions, not cash advances.
Does the card work internationally?
Yes, it has no foreign transaction fees and is accepted globally.
How do I contact Bilt customer support?
You can reach Bilt via the app, website, or customer service hotline.
