The Apple Card is not just a credit card—it’s a revolutionary way to manage your finances. Designed with simplicity, transparency, and privacy in mind, the Apple Card offers a seamless experience integrated directly into your Apple devices. Whether you’re paying for groceries, dining out, or purchasing the latest Apple gadgets, this card ensures every transaction is secure, rewarding, and effortless.
With no fees, unlimited Daily Cash rewards, and cutting-edge financial tools, the Apple Card puts you in control of your spending like never before. Backed by Apple’s commitment to innovation and Goldman Sachs’ financial expertise, it’s a card that redefines how you interact with your money while delivering unmatched value and convenience.
Benefits of the Apple Card
Unlimited Daily Cash Rewards: Earn up to 3% Daily Cash on every purchase, with cash back deposited into your Apple Cash card daily. From groceries to subscriptions, every transaction rewards you instantly—no waiting for monthly statements or confusing points systems.
No Fees: Say goodbye to annual fees, foreign transaction fees, late fees, and over-limit fees. The Apple Card is designed to be transparent and cost-effective, ensuring you keep more of your money.
Enhanced Privacy and Security: Your data is never shared or sold, and every purchase requires Face ID, Touch ID, or a secure passcode for authorization. Virtual card numbers are generated for online purchases, ensuring maximum safety.
Seamless Integration with Apple Wallet: Manage your Apple Card entirely from the Wallet app on your iPhone. Check balances, track spending, pay bills, and redeem rewards—all in one place, at your fingertips.
3% Daily Cash on Apple Purchases: Earn the highest rewards on purchases from Apple, including iPhones, Macs, Apple Music, App Store, and iCloud subscriptions. Also, earn 3% Saily Cash at select merchants. It’s a perfect choice for Apple enthusiasts looking to save while enjoying their favorite products and services.
2% Daily Cash with Apple Pay: Use Apple Pay for fast, secure transactions and earn 2% Daily Cash on every purchase. From coffee shops to online retailers, this feature rewards you for using Apple’s innovative payment system.
1% Daily Cash with the Titanium Card: Even when Apple Pay isn’t an option, you’ll still earn 1% Daily Cash with the sleek, laser-etched titanium Apple Card, designed for those moments when you need a physical card.
Dynamic Interest Rates: Apple Card offers a transparent view of your interest charges. Use the built-in slider tool in the Wallet app to see how much interest you’ll pay based on your chosen payment amount, empowering you to make informed decisions.
Monthly Installments for Apple Products: Spread the cost of Apple devices with interest-free monthly installments when you use your Apple Card. This makes owning the latest gadgets more accessible and affordable.
Color-Coded Spending Insights: Track your expenses with color-coded categories in the Wallet app. Whether it’s dining, shopping, or entertainment, you’ll get a clear view of where your money goes, helping you budget effectively.
Family Sharing: Share the Apple Card with family members and build credit together. Each member can enjoy rewards while you maintain control of spending limits and monitoring.
24/7 Support via iMessage: Get help instantly with Apple’s customer support team via iMessage. Whether you have questions about transactions, rewards, or account management, assistance is just a text away.
Redeeming Rewards: Redeeming Daily Cash rewards is as seamless as earning them. Use your Daily Cash directly for purchases via Apple Pay. Transfer Daily Cash to your bank account for flexibility. Or, apply Daily Cash as a payment toward your Apple Card balance. The flexibility ensures that you can use your rewards the way you want, whenever you want.
Who Can Apply?
Eligibility criteria for the Apple Card:
- Age: Must be at least 18 years old.
- Residency: Must be a U.S. resident with a valid physical address.
- Apple ID: An Apple ID with two-factor authentication is required.
- Compatible Device: Must have an iPhone compatible with Apple Wallet.
- Credit History: Approval depends on your creditworthiness, assessed by Goldman Sachs.
How to Apply
- Open the Wallet App: On your iPhone, tap the “+” button to add a new card.
- Select Apple Card: Choose Apple Card and start the application process.
- Fill Out the Application: Enter personal details like name, address, and income.
- Agree to Terms: Review and accept Apple’s terms and conditions.
- Receive Approval: Once approved, start using your Apple Card immediately with Apple Pay.
Frequently Asked Questions
Can I use the Apple Card internationally?
Yes, the Apple Card can be used globally with no foreign transaction fees.
Can I share the card with family?
Yes, Family Sharing allows you to share the card with family members while managing limits.
What happens if I miss a payment?
You won’t incur late fees, but missing payments may impact your credit score.
Can I spread the cost of Apple products?
Yes, you can purchase Apple devices in interest-free monthly installments using the Apple Card.