The FIT Mastercard

Supercharge your financial journey with a card designed to help you rebuild or establish credit—no security deposit needed, just the freedom to grow!

Supercharge your financial journey with a card designed to help you rebuild or establish credit—no security deposit needed, just the freedom to grow!

Credit Card

FIT Mastercard

Credit Builder No annual fee

SEE HOW TO APPLY You will remain on the current site

Step into a brighter financial future with the Fit Mastercard, a powerful tool designed for those eager to build or repair their credit. Forget about upfront deposits—this card gives you the freedom to manage your credit with ease.

Starting with a $400 limit that can grow to $800, it offers flexibility, peace of mind with fraud protection, and the ability to monitor your progress online 24/7. It’s not just a card—it’s your personal guide to rebuilding your credit, one smart decision at a time.

Confidently take steps toward financial freedom!

Pros:

1. No Security Deposit: Start building credit without tying up cash in a security deposit.
2. Credit Limit Growth: Enjoy a starting limit of $400, with potential to increase to $800.
3. Credit Reporting: Monthly updates to the three major credit bureaus help boost your score.
4. Easy Online Management: Stay on top of your finances with 24/7 online account access.
5. Fraud Protection: Feel secure knowing you’re protected against unauthorized charges.
6. Credit Builder: A fantastic tool to help establish or rebuild your credit profile.
7. Simple Application: Easy to apply and get started, with a fast approval process.

Cons:

1. Annual Fee: Be mindful of the annual fee, which could add up over time.
2. High APR: Carrying a balance can get expensive due to the higher interest rate.
3. No Introductory APR: There’s no 0% APR offer for new purchases or balance transfers.

For Whom This Card Was Made For

This card is tailor-made for individuals who want to take charge of their financial lives by rebuilding or establishing their credit from the ground up. If you’ve encountered setbacks in your credit history, or if you’re starting your credit journey for the first time, this card gives you the chance to show your responsible spending habits and improve your credit score. It’s the ideal companion for those who need a second chance at credit without having to secure a deposit.

Whether you’re recovering from past financial difficulties or just looking to establish a solid foundation for your credit, this card provides the resources and support to help you succeed. With monthly reporting to the credit bureaus, you’ll be making strides towards a better financial future every time you use the card responsibly. It’s designed for anyone ready to prove their creditworthiness and take control of their financial story.