The Surge Mastercard is your gateway to building or rebuilding your credit history while enjoying the security and convenience of a Mastercard. Designed specifically for those who want to take control of their financial future, this card combines ease of use with robust credit-building tools. With every on-time payment, you’re not just meeting your needs today—you’re paving the way for a brighter financial tomorrow.
Whether you’re new to credit or repairing your score, the Surge Mastercard provides a reliable platform to achieve your goals. With benefits like easy approval, flexible deposits, and ongoing credit reporting, this card empowers you to establish a solid foundation for financial success. It’s more than a card—it’s a stepping stone to better opportunities.
Benefits of the Surge Mastercard
Reports to All Three Major Credit Bureaus: Your payment activity is reported to Experian, Equifax, and TransUnion, giving you the tools to build or rebuild your credit history with consistency and reliability.
Customizable Credit Limits: Your security deposit determines your initial credit limit, starting as low as $300 and going up to $1,000 or more. This flexibility allows you to choose a limit that suits your financial needs and goals.
Online and Mobile Account Access: Manage your account anytime, anywhere with the Surge Card Info online portal or mobile app. Check balances, make payments, and monitor transactions with ease.
Flexible Payment Options: Choose how you want to pay—whether it’s the minimum amount, the full balance, or somewhere in between. This flexibility allows you to manage your cash flow effectively.
Credit Education Tools: Access resources and tools that help you understand your credit score and provide tips for maintaining a healthy credit profile. The Surge Mastercard isn’t just a card—it’s an educational tool.
Accepted Worldwide: Make purchases anywhere Mastercard is accepted—at millions of locations around the globe. Whether you’re shopping locally or traveling internationally, this card offers the convenience and versatility to handle transactions wherever you go.
Free Monthly Credit Score Monitoring: Stay on top of your financial progress with complimentary access to your credit score every month. This clear, real-time insight helps you track improvements, spot potential issues early, and stay motivated to maintain or enhance your financial well-being.
Initial Credit Limit up to $1,000: Enjoy a generous starting credit limit of up to $1,000, providing the financial flexibility you need right from the start. This limit can help cover unexpected expenses, everyday purchases, or larger bills without overextending your budget.
Fast Application and Approval Process: Experience a swift and hassle-free application process designed to provide you with a prompt decision. This efficiency enables you to begin your credit-building journey without unnecessary waiting, helping you secure the financial support you need right away.
Potential for Credit Limit Increases: Maintain a history of timely payments and responsible usage, and you could see your credit limit grow over time. The Surge Mastercard periodically reviews your account, offering the possibility of higher limits without any additional deposits.
Zero Fraud Liability: Shop and spend with confidence knowing that you won’t be held responsible for unauthorized transactions. The Surge Mastercard’s robust security measures ensure your finances remain protected, giving you peace of mind wherever you use your card.
Who Can Apply?
Eligibility criteria for the Surge Mastercard:
- Age: Must be at least 18 years old (19 in some states).
- Residency: Must be a U.S. resident with a valid Social Security Number or ITIN.
- Credit History: No minimum credit score required; suitable for those with limited or poor credit.
- Income: Demonstrate sufficient income to meet repayment obligations.
How to Apply
- Visit the Surge Card Info Website: Navigate to the application page.
- Complete the Application Form: Enter personal, contact, and financial details.
- Review Terms and Conditions: Understand the card’s terms before proceeding.
- Await Approval: Once approved, your card will be mailed to you.
Frequently Asked Questions
1. How long does it take to get approved?
Approval is typically quick, with most applications processed within minutes.
2. Does the card report to credit bureaus?
Yes, payment activity is reported to all three major credit bureaus: Experian, Equifax, and TransUnion.
3. Can I increase my credit limit?
Yes, responsible usage and timely payments may qualify you for credit limit increases.
4. What happens if I miss a payment?
Missed payments may incur fees and impact your credit score. Setting up autopay can help avoid this.